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Loans Cart, The Nation's First Loan Comparison Platform

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Disclaimer: All loans are subject to credit approval and underwriting review. Loans Cart is a loan search and comparison platform — not a direct lender. We work exclusively with financial institutions and lending partners that comply with Canadian regulations. Loan amounts range from $500 to $50,000 with repayment terms between 3 months and 60 months or more. APRs vary from 6.99% to 46.96%, depending on your credit profile as evaluated by our lending partners.
For example, on a $500 loan repaid monthly over 9 months, a borrower may pay approximately $81.15 per month, for a total repayment of $730.35. This total may include an optional loan protection plan offered by our partners. In the case of missed payments, lenders may charge a non-sufficient funds (NSF) fee of around $45. If a loan goes into default, the repayment plan will be canceled, and the remaining balance will be collected using authorized collection methods. All outstanding debts are enforceable under Canadian law. Our lending partners follow fair and responsible collection practices.

Loans Cart is not affiliated with Equifax Canada Co., its parent company, subsidiaries, or affiliates (collectively referred to as “Equifax”). The content found on this website has not been reviewed or approved by Equifax. Loans Cart is an authorized reseller of the Equifax Risk Score; however, Equifax does not endorse or recommend any services, products, or content offered on this website.
For more details about Equifax, the Equifax Risk Score, or your credit report, please visit the official Equifax Canada Co. website: https://www.consumer.equifax.ca/personal/
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