Loans Cart
Find The Best Rates In Canada
Whether you're shopping for the best loan rate or just want to check your credit score, Loans Cart can help. Choose an option below to get started.
Trusted by more than
1,500,000 Canadians
How It Works
3 Simple Steps
1
Select Your Service
Whether you need cash, want to get out of debt, find a broker or grow your business, we have a solution for you. Select the service you need to apply.
2
Submit your application
Submit your request with Loans Cart to get started. Applying is fast, secure, and easy. We only ask for the information needed to find you the best possible offers.
3
Get Personalized Offers
Our technology automatically sorts through our provider network and sends you the best third-party offers by phone or email to help you reach your goals faster.
Research & Compare
Canada's Loan Comparison Platform
Largest Lender Network In Canada
Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.
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Neo Secured Credit : Build Credit and Earn Cashback
Build credit with on-time payments, 1% cashback on gas and groceries¹ and at least 0.5%² monthly minimum cashback with Neo partners.
Why choose Loans Cart?
Apply Once & Get Multiple Offers
Get Your Free Credit Score
Expert Tips And Advice
Save Time And Money
Free Service
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Frequently Asked Questions
Loans cart partners only with reputable, licensed financial institutions that comply with Canadian laws and regulations. We prioritize your privacy and security, using advanced encryption to protect your data. Our mission is to make borrowing transparent and simple by helping you compare trusted lenders and find offers that suit your needs—without pressure or hidden fees.
Applying through Loans Cart lets you compare multiple loan offers from trusted Canadian lenders in one place—without having to fill out separate applications for each one. This saves you time, helps you find the most competitive rates, and increases your chances of approval. Plus, we make the process fast, secure, and hassle-free.
Yes! We know that many Canadians face challenges in qualifying for loans and other services due to their credit score. However that does not mean no solutions exist. In fact, our platform enables Canadians to qualify for any loan regardless of their credit score.
- It depends on your financial profile and varies on a lender by lender basis. Some lenders don’t even look at your credit score and look at other factors, such as income and employment, before making their approval decision. Usually the cost of a loan is associated with the level of risk associated with the borrower, and that depends on multiple factors.
Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That’s why it’s in our best interest to connect you, the user, with the best possible solution each and every time.